Rwiza, Sigsbert, Mussa Kissaka, and Kosmas Kapis. “Security Model for Tracking Creation of Mobile Money Using Transport Layer Security Protocol”. Tanzania Journal of Science 46, no. 3 (October 31, 2020): 791–806. Accessed April 11, 2025. https://tjs.udsm.ac.tz/index.php/tjs/article/view/108.